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Adjustable Rate Second Mortgages

Adjustable rate second mortgages are called Home Equity Lines Of Credit (HELOC). Interest rates are typically based on the prime rate, plus a margin.

Minimum monthly payments are often lower than fixed rate loans, because only interest has to be paid. The primary benefit of a HELOC is that you can borrow up to the limit at any time, pay down some or all of it at any time, and re-borrow up to the limit whenever you wish.

Learn about other loan types...