Mortgage Services

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The Integra Advantage

At Integra, we act as Consultants and Partners to help you determine the best loan options for your particular situation. We understand that there is not a perfect loan that fits everyone’s situation. Our role is to provide you with information, describe your options to you, and explain how the lending process works, so you can select the best mortgage financing solution.

All reputable mortgage brokers work with both local and national wholesale lenders and generally have access to the same kinds of loans and the same interest rates. The Integra Team has learned through long experience that there is no “magic money,” meaning that shopping for lower rates is not an efficient use of your time. That’s what we’re here to do.

What is important is knowledge and experience, the ability to explain the loan process to you in understandable terms and to serve your needs well. You should select your mortgage broker based on a referral from a trusted friend or based on proven experience and professional credentials. At Integra, Ed Irwin has been mortgage broker since 1983, a real estate broker since 1978, and an active attorney since 1967. Ed doesn’t practice law though; instead he focuses on solely helping clients buy, finance and sell residential real estate. Out of 1,938 licensed mortgage brokers in the state of Washington, Ed is only one of five to hold the Certified Mortgage Consultant (CMC) designation from the National Association of Mortgage Brokers. The CMC is NAMB’s highest professional designation and certification.

Because Integra is also a real estate broker, our company is in a unique position to provide you with one-stop shopping for all your real estate and mortgage needs. If you are refinancing, you will receive the most knowledgeable information and the best service available to anyone. If you are planning to buy a home, we can assist you in buying and financing your new home. And, if you are planning to sell your home, you benefit from our unique range of services and experience. This allows you to have our planning assistance from day one, as we help you to coordinate the buying, selling and/or financing process. That’s where Integra comes in. We will research interest rates and mortgage loan options for you, so you can focus on choosing the perfect home.

Getting started

Call Integra to arrange a free, no obligation consultation. To prepare for the meeting we suggest you complete the following Loan application form online first:

• Online Loan Application

Or download the following PDF forms and fax them to us at 206-275-3113, so we can be prepared for your visit:

• PDF Loan Application
• PDF Credit Authorization

Collect the information necessary for loan approval and provide it to us prior to or during your meeting.

We’ll do everything else, including ordering the appraisal, obtaining the title commitment, loan approval, loan documents and escrow.

The entire home loan process typically takes three to four weeks to complete, depending on your individual situation. Please let us know right away if you are aware of any credit issues or concerns. We can then deal with them early in the process, so can move through the buying process more smoothly.

Learn More About Mortgages

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